Could offering health insurance for your employees reduce sick days?

Though technological advancements are changing the way the UK workforce operates, we haven’t been able to hand-off all our gruelling manual tasks to robots quite yet. Material handling, heavy lifting, driving long distance, guiding tools and even typing on a keyboard are considered the norm for many workers, all of which can contribute toward lower back pain.

Musculoskeletal disorders (mainly back and neck pain) accounted for 30% of work-related ill health & work-related injuries in 2019/2020. Lower back pain is usually a recurring issue and acute attacks can occur where you may have overstretched or overcommitted your back.

Whilst such issues commonly affect those in the construction, agriculture and transportation sectors, lower back pain can affect employees across every industry.

On average, each episode of back pain can amount to 15 days off work.

So what is the alternative?
Health insurance for your business isn’t a legal requirement in the same way that employers’ liability is, but the advantages can be just as far-reaching. If you’re a large firm with thousands of employees, prospective employees may well expect a thorough health insurance package that’s ‘bolted-on’ to their contract.

If you’re a small to medium enterprise, health insurance can be used as an employee benefit that makes your company stand out from the crowd and provide essential support to Directors. With the right business health insurance, your employees could have access to specialist chiropractors and osteopaths should they require one, at a rate that’s probably cheaper than you think.

Through our partnership with local, Worcestershire-based broker Thrive Insurance, Gravity Risk Services Ltd is able to offer specialised assistance in the following areas: