Manufacturing

We work with a wide range of manufacturing businesses of all sizes – from new ventures to large companies with complex risk needs. We pride ourselves on delivering a first-class service, but our aims are always the same – to be protect the value of your business and help reduce the total costs of risk.

Your business will have a wide range of risks around your premises, equipment, stock and staff. Our dedicated staff will work with you throughout the whole process to give you peace of mind in protecting you against those risks.

“Having dealt with Dale and the Gravity Risk Services Ltd team for a number of years, they take a hands-on approach in understanding our business and our needs. Their knowledge and experience is important to us and gives us the peace of mind that our assets are suitably protected. Whether we need risk management advice or support with claims, the Gravity Risk Services Ltd team are always quick to assist us”.

 – Nick Shott, Managing Director, G. John Power Ltd

A typical manufacturing insurance policy provides cover for:

• Machinery
• Equipment
• Stock
• Business Interruption
• Public and Employers Liability
• Products Liability
• Goods in Transit
• Directors and Officers Liability
• Legal Expenses

Theft, fire and flood as well as new regulations and a break down in the supply chain can also have a huge impact on your business – things we are experienced at guarding against.

Professions

We work closely with a range of professions including management companies, architects, IT consultants and accountants. There are many thriving businesses, but things can go wrong. If you provide advice or services that a customer is not happy with, you could face legal action.

While you are the experts in your field, providing services and advice in your chosen specialist area, it’s important to think about what would happen if you fall foul of wrongful advice, negligence, slander, libel and malicious falsehood.

We have an outstanding track record on working on complex arrangements for a range of insurance including professional indemnity, legal indemnities, warranty and indemnity, after the event and many more.

Professional Indemnity insurance protects businesses and individuals in the event of a client claiming to have suffered a loss as a result of a breach of professional duty of care.

CONTRACTUAL REQUIREMENTS

Professionals often work contractual ‘terms and conditions’ with their suppliers and customers. Buying ‘cheap and cheerful’ online insurance products is an option, but this will not give you a trained eye to check you contractual obligations. Professionals delivering services or advice should consider this type of insurance – from doctors to dentists, beauticians to barbers, it’s worth protecting yourself against a financial blow if disaster strikes.

Property Owners

LANDLORDS

Whether you own one property or a whole portfolio of rental properties, it’s important that your assets remain protected. Whether your property is residential, commercial, mixed or even unoccupied, Gravity Risk Services Ltd property owners offers you a policy that provides you with tailored cover.

Property owners’ insurance can be tailored to suit your needs and available cover can include buildings insurance with accidental damage, contents insurance, loss of rental income, employers’ liability, commercial property owners’ liability and more.

Our experienced team fully understand the intricacies of modern leasing arrangements, property sale and maintenance contract. We ensure your policy meets your contractual obligations.

LETTING & MANAGING AGENTS

Our solutions include:

• Generating additional income for letting agents
• Comprehensive property owners insurance written on bespoke property insurance wordings
• Loss of rental income cover, landlords contents and Property Owners liability cover
• Marketing support to help generate revenue for letting agents

We also arrange specialist associated covers including Engineering, Terrorism and covers directly for managing agents such as Professional Indemnity. When claims occur our team will manage them and work on your behalf to achieve quick settlement.

“Dale has always been professional and ethical in his dealings with ourselves, he truly understand the value of long term partnerships. The great thing about Dale is that he is always looking for where the ball is going to bounce next, meaning he is open to new ways to increase efficiencies and ultimately create a business which will provide the highest level of client services possible. I would highly recommend Dale as a long term partner for your business”

 – Matt Green, Chief Executive, Idex Consulting 

DEVELOPERS

We can support developers throughout the lifecycle of developments from land acquisition, to design and build, completion, handover and retained covers.

CONTRACTUAL SUPPORT

Banks are becoming increasingly demanding when it comes to insurance requirements. We work with our clients, their lenders and legal teams to ensure that our policies meet loan agreement specifications so that finance can be secured quickly.

Private Clients

People work hard for the nice things in life, and there worth protecting. From homes (including period, listed, country estates, farms and modern buildings), to cars, boats, art, jewellery and even wine collections. We can give you peace of mind that your possessions are protected – and often on a single policy.

We recognise that all people are different and that’s why we tailor bespoke packages to suit individuals’ needs. We can also offer specific advice on how to guard against problems with our risk management work including valuations, property marking, security and fire prevention.

GOING ONE STEP FURTHER

There are also a range of different benefits:

• We can also visit your home to assess the level of your contents
• Better risk management – talk to us about tips to bring your premium down
• A portfolio policy – ensure all your possessions on a single policy saving you time and money.
• Separate art and antiques – they cost less to insure
• Tailoring your policy – We look at the detail to help you save money

If money is a big factor in how and what you insure, talk to us about ‘no thrills’ insurance. But it’s worth thinking about our specialist policies to protect your assets.