Property Owners insurance can be tailored to suit your needs and cover can include buildings insurance with accidental damage, contents insurance, loss of rental income, employers’ liability, commercial property owners’ liability and more.

Below is a list of our Property Owners Insurance Products that can now be purchased online via our Quote and Buy facility.

Please note that a compliance fee of £35.00 will apply in addition to the quoted screen price when purchasing a policy online via our Quote and Buy facility.

Residential Landlords

Whether you own one property or a whole portfolio of rental properties, it’s important that your assets remain protected. Whether your property is residential, commercial, mixed or even unoccupied, Gravity Risk Services Ltd property owners offers you a policy that provides you with tailored cover.

Residential Unoccupied/Undergoing Works

Cover for your property if it’s being renovated or refurbished. We can cover most unoccupied properties undergoing works including:

  • Redecoration
  • Redevelopment
  • Restoration
  • Extensions
  • Renovations

Holiday Homes

Holiday home insurance is similar to normal household insurance except that it can cover your property for extended periods of unoccupancy. You may also lend or let your holiday home out which again makes it a different risk to a standard home insurance property.

Tenants Contents

Tenants Contents Insurance protects renters’ possessions against theft and damage due to fire, flood, storms, subsidence, burst pipes and water leaks. There are also options for additional cover through policy extensions.

Commercial Property Owners

Shops, offices and surgeries are just some of the types of commercial property which can be protected under Commercial Property Owners Insurance. This type of insurance covers landlords who are renting their commercial property to third parties.

Unoccupied Commercial Property Owners

Protect your empty commercial property if its waiting to be sold, let or to be renovated.

Legal Expenses

Legal expenses insurance will help you to fund the costs of legal advice and/or the costs of bringing or defending a court case.

If you require more information on our Property Owners products, contact one of our specialists at our central Stourbridge office on 0121 270 5809 or email us at info@gravityriskservices.co.uk.